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Focusing On the Needs of Business Owners

Through hard work and perseverance, you’ve taken a vision and turned it into a reality. You’ve built a successful business and created great wealth for you and your family, by rarely taking days off, working weekends, and always searching for the next opportunity to expand and diversify your business. Unfortunately, too many business owners neglect to set forth a thoughtful business succession plan. This is somewhat surprising given that an owner's interest in a closely-held business is generally the largest and most important asset they own.

It is our goal to simplify the Business Owner Planning process, empowering business owners that work with us to do what they do best: make sound and appropriate decisions to move their enterprise and their financial situation forward and position themselves in the most opportunistic way possible in their eventual transition away from their business. While Business Owner Planning is different from traditional Personal Financial Planning, they are often highly integral to each other.

At some point you WILL exit your business. The question then becomes –are you ready? If so, what does that mean to you? Through our Defined Business Owner Planning Process, we can help you determine your Emotional and Financial Readiness, and help you address and quantify some of the more serious “2am questions” that you may be faced with, such as:

Client Centered
  • What is my business worth?
  • Who will take care of my spouse financially if I become incapacitated tomorrow and can no longer work?
  • Do I need to update my Buy/Sell Agreement between me and my partners? 
  • Who will take over for me as the Face or Rainmaker?
  • Do I want to sell the business to my employees through an ESOP or other Management Buyout strategies, or will I keep the business in the family?
  • Do I want to sell my business to an outside buyer?
  • If I sell my business, is my corporate structure set up to Net the most after-tax dollars after the transaction? 
  • Do I want to “stay and grow” the business for a while longer and look at a Private Equity Recap?
  • Will I be able to retire with confidence knowing that we won’t have to sacrifice our current lifestyle?
  • What does my exit strategy look like, and how will it impact my taxes and estate?